Start-Up Finance Package - Indigenous Business Australia (IBA)

IBA’s Start-Up Finance Package helps Aboriginal and Torres Strait Islander entrepreneurs establish and grow new businesses.

The package provides up to $150,000, combining business finance with a grant component. IBA can provide up to 30% of a new business loan as a grant, reducing the amount that needs to be repaid.

The grant component can be used for plant and equipment, fit-out costs and commercial assets. It is designed for start-up SMEs that have been trading for less than two years and have a commercially viable business model.

Flexible loan repayments and additional business support, including business planning assistance, are also available.

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Investing with IBA - Indigenous Business Australia (IBA)

IBA works alongside Aboriginal and Torres Strait Islander organisations, communities and individuals to participate in commercial investment opportunities that support economic independence, wealth creation and long-term economic development.

IBA can partner with Indigenous groups on significant investments, bringing investment expertise, due diligence, asset management, corporate governance and commercial support. Investments are developed collaboratively with partners and assessed based on their potential financial, economic, social and cultural outcomes.

IBA has more than 25 years of experience investing with Indigenous Australians and works with private sector, business and industry partners to develop and manage investment opportunities.

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First Nations Business Investment & Finance
- First Australians Capital (FAC)

First Australians Capital is a First Nations-led fund manager and business advisory organisation that provides capital and business support to help First Nations businesses start, grow and scale. FAC says it has supported more than 1,000 businesses since 2016 and secured more than $90 million in funding for the First Nations economy.

FAC provides several forms of finance and investment, including:

  • Patient debt finance through its Catalytic Impact Fund

  • Working capital and business term loans

  • Equipment finance

  • Construction and property finance

  • Growth capital for more established First Nations businesses

  • Seed capital for current and aspiring entrepreneurs, which can include lower-interest investment and, in some cases, grants

  • Tailored finance structures designed around the needs and stage of the business.

The Catalytic Impact Fund is particularly focused on providing accessible and patient debt finance to First Nations led businesses. FAC combines finance with strategic business support, helping businesses strengthen their operations, become investment ready and access the capital needed to grow.

FAC works across industries and nationally, with investments spanning areas including construction, retail, professional services, arts and recreation, and businesses in regional and rural Australia.

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